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Version 2 — Last Updated: July 5, 2026

These Terms of Service ("Terms") govern your access to and use of the services provided by Plurnk, LLC ("we," "us," or "our"), including plurnk.ai and related APIs (collectively, the "Services").

Use of the Services requires a registered account, and creating an account requires your affirmative acceptance of these Terms and our Privacy Policy. By creating an account or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

Plain-language summary: United States residents only, 18 or older. You need an account, and you must accept these Terms and our Privacy Policy to get one. We retain and train on the prompts you send and the outputs the models generate — see the Privacy Policy. You own your outputs; you grant us a license to use your inputs and outputs to operate and train our models. You fund a prepaid balance with Monero; deposits are final, non-refundable, and can be spent only on the Services (no cash-out or withdrawal). Outputs may be wrong or offensive — do not rely on them. Disputes are resolved by individual arbitration (you may opt out within 30 days), not in court and not as a class action. We may suspend or terminate any account at our discretion. Our liability to you is capped.

Nature of the Services. The Services are a metered inference utility. We support access over the Tor network and funding in Monero to resist deplatforming and payment cut-off — not to provide anonymity or privacy. The Services are not an anonymity, privacy, or confidentiality service. As described below and in our Privacy Policy, we retain and train on your Inputs and Outputs, we associate your activity with your account, and we cooperate with valid legal process. Do not use the Services in reliance on any expectation of anonymity or confidentiality.

1. Eligibility and Jurisdiction

• The Services are offered only to residents of the United States. You represent and warrant that you are a resident of the United States, are at least 18 years old, and are accessing the Services from within the United States.
• Use of the Services from outside the United States is unauthorized. We may geoblock, refuse, or terminate access to enforce this restriction.
• You represent and warrant that you are not identified on any U.S. government sanctions or restricted-party list (including the OFAC Specially Designated Nationals list) and are not located in, or a resident of, any comprehensively sanctioned or embargoed jurisdiction. We may refuse or terminate access to comply with sanctions and export-control laws.

2. Accounts and Acceptance

• A registered account is required for all use of the Services, including the free tier. There is no use of the Services without an account.
• To create an account, you must affirmatively accept these Terms and the Privacy Policy. Your acceptance, and the versions you accepted, may be recorded.
• You must provide accurate account information, keep your credentials secure, and you are responsible for all activity under your account.

3. Your Content and License Grant

• Definitions. "Inputs" means the prompts and content you submit to the Services. "Outputs" means the content the models generate in response.
• Your ownership. As between you and us, you retain ownership of your Inputs, and you own your Outputs to the extent permitted by law.
• License to us. You grant Plurnk, LLC a worldwide, perpetual, irrevocable, royalty-free, sublicensable license to host, store, reproduce, modify, create derivative works from, and otherwise use your Inputs and Outputs to operate, maintain, improve, and train our models and Services. This license survives termination of your account and these Terms.
• Your representations. You represent and warrant that you have all rights necessary to submit your Inputs and to grant the license above, and that your Inputs and your use of the Services do not violate any law or the rights of any third party.
• Data handling. Our collection, retention, and use of Inputs and Outputs are described in our Privacy Policy, which is incorporated into these Terms by reference. As described there, we retain this data indefinitely, use it to train our models, and are under no obligation or agreement to delete it.

4. Acceptable Use

You agree not to use the Services to:

• create, transmit, or store any content that is illegal, or any child sexual abuse material or other content that sexually exploits or endangers minors;
• infringe the intellectual property, privacy, or other rights of any third party;
• distribute malware, or attempt to probe, breach, disrupt, or circumvent the security, rate limits, or access controls of the Services;
• harass, threaten, or harm others;
• reverse-engineer the Services, or use the Services or their Outputs to develop or train a competing model or service;
• circumvent the geographic or eligibility restrictions in Section 1; or
• rely on Outputs as professional advice (including medical, legal, or financial advice) or in any high-risk context.

We may monitor, scan, and screen Inputs and Outputs to operate and secure the Services and to detect prohibited content. We may remove or disable access to content, suspend accounts, and preserve and disclose information, and we cooperate with valid legal process and bona fide requests from law enforcement and rights holders. We respond to valid copyright-infringement notices under the Digital Millennium Copyright Act (DMCA), and may remove infringing material and terminate repeat infringers; send notices to [email protected]. We report illegal content to the appropriate authorities as required by law.

5. AI Outputs — No Reliance

Outputs are generated by machine-learning models and may be inaccurate, incomplete, outdated, offensive, or otherwise unsuitable. We make no representation that Outputs are accurate, reliable, or fit for any purpose. You are solely responsible for evaluating Outputs and for any use you make of them, and you assume all risk arising from that use.

6. Fees, Prepaid Balance, and Deposits

• Prepaid utility, not a bank. The Services are a prepaid, metered utility. You fund a balance in advance and spend it exclusively on usage of the Services. We hold your unspent balance solely to meter it against your usage. We are not a bank; balances are not deposits, earn no interest, are not insured, and are not redeemable for cash.
• Funding (deposits). You fund your balance by depositing Monero (XMR) to the deposit address we assign to your account. A deposit is credited to your internal balance at face value once it reaches the required number of network confirmations. We do not accept, process, or store payment cards or fiat currency.
• Deposits are final; no withdrawals. Deposits, and the prepaid balance they create, are final and non-refundable. Your balance can be spent only on the Services; it cannot be withdrawn, cashed out, transferred to any other person, or converted back to Monero or any other currency. Do not deposit more than you intend to spend on the Services.
• Free tier. We may offer a free tier at our discretion, subject to usage limits, and we may change or discontinue it at any time.
• Pricing and metering. Paid usage is priced at the rates posted for the Services and is metered against your balance as you use the Services. You are responsible for any applicable taxes.
• Balance recovery. Access to your account and balance depends on your credentials and recovery codes. If you lose access, there is no recovery beyond your recovery codes, and your balance may become permanently unusable. We do not administratively reassign or claim the balances of locked-out accounts. Keep your credentials and recovery codes safe.
• Changes. We may change pricing prospectively.

7. Service Availability and Disclaimer of Warranties

The Services are provided "AS IS" and "AS AVAILABLE." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, and any warranty that the Services will be uninterrupted, secure, or error-free. We make no uptime or service-level commitment.

8. Limitation of Liability

To the fullest extent permitted by law:

• We will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, data, or goodwill.
• Our total aggregate liability arising out of or relating to the Services or these Terms will not exceed the greater of (a) the fees you paid to us in the twelve (12) months preceding the event giving rise to the claim, or (b) USD $100.

Some jurisdictions do not allow certain limitations; in those jurisdictions our liability is limited to the fullest extent permitted by law.

9. Indemnification

You agree to indemnify, defend, and hold harmless Plurnk, LLC and its members, officers, agents, and contractors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your Inputs, your use of the Services or Outputs, or your violation of these Terms, applicable law, or the rights of any third party.

10. Dispute Resolution — Binding Arbitration and Class Waiver

Please read this section carefully — it affects your legal rights.

• Binding individual arbitration. Any dispute arising out of or relating to the Services or these Terms will be resolved by final and binding arbitration administered under the rules of a recognized arbitration provider, seated in Indiana. Arbitration is conducted on an individual basis only.
• Class action waiver. You and we waive any right to bring or participate in any class, collective, consolidated, or representative action. The arbitrator may not consolidate more than one person's claims.
• 30-day opt-out. You may opt out of this Section (binding arbitration, the class-action waiver, and the jury-trial waiver) by sending written notice to [email protected] within 30 days of first accepting these Terms. Your notice must identify your account username. Opting out does not affect any other provision of these Terms; if you opt out, disputes proceed in the courts identified below.
• Jury trial waiver. You and we waive any right to a trial by jury.
• Governing law and forum. These Terms are governed by the laws of the State of Indiana, without regard to conflict-of-laws rules. For any matter not subject to arbitration, the exclusive forum is the state and federal courts located in Indiana, and you consent to their jurisdiction.

11. Termination and Suspension

• We may suspend, terminate, or refuse the Services to any user or account at our sole discretion, at any time, with or without cause, and with or without notice.
• You may stop using the Services and close your account at any time.
• The license you granted in Section 3 to Inputs and Outputs already submitted survives termination; all other rights to use the Services cease.

12. Intellectual Property

The Services, including our software, the hosted model and its weights, and the Plurnk name and marks, are owned by Plurnk, LLC or its licensors and are protected by law. The open-source plurnk runtime is licensed separately under the MIT License and is not part of, or governed by, these Terms. Except as expressly stated, these Terms grant you no rights in our intellectual property.

13. Changes to These Terms

We may update these Terms from time to time. We will post the updated Terms and revise the "Last Updated" date above, and we will provide notice of material changes. Your continued use of the Services after changes take effect constitutes acceptance of the updated Terms.

14. Miscellaneous

These Terms, together with the Privacy Policy, are the entire agreement between you and us regarding the Services. If any provision is held unenforceable, the remaining provisions remain in effect. Our failure to enforce any provision is not a waiver. You may not assign these Terms; we may assign them. We are not liable for delays or failures caused by events beyond our reasonable control.

15. Contact

Questions about these Terms may be sent to [email protected].